As one of Australia’s most trusted salary sacrifice companies, Benefit@bility can save you thousands each year – and the process couldn’t be easier!
Salary sacrifice – or salary packaging – is an Australian Tax Office (ATO) approved method of increasing your take-home pay, by lowering your taxable income.
Salary sacrificing enables you to pay for a range of living expenses with your pre-tax salary. Facilitated by Benefit@bility, it is an arrangement between you and your employer.
By “sacrificing” part of your salary to pay for these items, you’re reducing your taxable income, as you only pay tax on the remaining portion of your salary. This means that come payday, you have more money in your pocket.
Jane bought a new phone
costing $99 p/month
| Purchase cost | $1,188 |
| Total running cost of phone | $1,188 |
Barry salary packaged his phone
costing $99 p/month
| $1,188 | Purchase cost |
| $108 | Less GST savings |
| $351 | Less PAYG tax saving at 32.5% |
| $729 | Total running cost of phone |
| $459 | Annual Savings |
Jane bought a new phone
costing $99 p/month
| Purchase cost | $1,188 |
| Total running cost of phone | $1,188 |
Barry salary packaged his phone
costing $99 p/month
| $1,188 | Purchase cost |
| $108 | Less GST savings |
| $351 | Less PAYG tax saving at 32.5% |
| $729 | Total running cost of phone |
| $459 | Annual Savings |
Barry Saves a Massive $459 per year !
As a quick example we have compared two employees who have a mobile phone which is used predominantly for business. Both have the same plan, which costs them $99 per month and both earn $70,000 per year, which means they pay 32.5c in each $ they earn over $37,000 in tax.
| Can Package | |
| Are you employed? | Yes |
| Do you own a private vehicle? | Yes |
| Do you own a second vehicle? | Yes |
| Do you have a mobile phone that is used for predominantly for business? | Yes |
| Do you own a laptop computer that is used primarily for business purposes? | Yes |
| Do you have professional subscriptions? | Yes |
| Are you required to wear a uniform? | Yes |
| Do you pay union fees? | Yes |
| Do you pay for an airport lounge membership? | Yes |
Why Salary Sacrifice?
In a nutshell, salary sacrificing means you pay less tax – and take home more pay!
There are numerous benefit items you can salary sacrifice with Benefit@bility, such as your vehicles, mortgage repayments, mobile devices and entertainment, to name a few.
On every payday:
Salary sacrifice is available to anyone who is employed, providing they have approval from their employer.
Take home your pay the smart way! Start salary sacrificing today!
How much can I save?
Salary Packaging Items & Brochures by Employer Type
For Profit
Organisation
(Full FBT)
For Profit FIFO
Organisation
(Full FBT FIFO)
Not For Profit
Organisation
(Rebatable)
Charitable
Institution
(PBI)
Non-Health
Sector
(Government)
Public Health
Sector
(Hospital)
Popular Salary Packaging items
We have listed some of the popular benefit items that can be packaged. Depending on your situation, you may be able to package more
Why Salary Sacrifice with Benefit@bility?
With our expansive industry knowledge and innovative technology, we have developed Australia’s fastest, easiest salary sacrifice system.
Renowned for our integrity, outstanding customer service and pricing transparency, we have forged a reputation as one of Australia’s most trusted salary sacrifice providers. The growth of our business through word-of-mouth recommendations is testimony to the exceptional level of service we deliver.
Operating Australia-wide (from WA, to NSW, to QLD and beyond), Benefit@bility’s salary sacrificing services are available to absolutely anyone who is employed, providing they have approval from their employer.
Salary sacrifice is a complex business and – with the huge array of benefit items, corresponding legalities and tax requirements – can be difficult to navigate. Benefit@bility will do all the hard work for you, saving you time and hassle.
We are here to simplify the process for you and will work with your employer on your behalf – so that come payday, everything works seamlessly.
So put us to the test! Whether you’re looking to salary sacrifice in Perth, Brisbane or anywhere in between, start the ball rolling now by submitting your salary packaging application form.
Start Saving Now
STEP 1
Complete the Salary Packaging Calculator to work out how much you can save
STEP 2
Submit the calculation to us by completing the form on this page and selecting ‘Submit'
STEP 3
We will contact you to ensure we can assist you and answer any questions you have
STEP 4
We will set up your salary packaging so that you can start saving
