{"id":692,"date":"2018-08-28T07:21:50","date_gmt":"2018-08-28T07:21:50","guid":{"rendered":"http:\/\/pay.webperth.com\/?page_id=692"},"modified":"2023-09-02T07:17:31","modified_gmt":"2023-09-01T23:17:31","slug":"salary-packaging","status":"publish","type":"page","link":"https:\/\/www.bility.com.au\/salarypackaging\/salary-packaging\/","title":{"rendered":"Salary Sacrifice for Employees"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221;][vc_column css=&#8221;.vc_custom_1533180063308{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner]\n\t\t\t<!-- START Salary Packaging for Employees REVOLUTION SLIDER 6.7.16 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_23_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:#eeeeee;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_23_1\" style=\"\" data-version=\"6.7.16\">\n\t\t\t\t\t<rs-slides style=\"overflow: hidden; position: absolute;\">\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-32\" data-title=\"Slide\" data-in=\"o:1;\" data-out=\"o:1;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" title=\"Salary Sacrifice for Employees\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2018\/07\/benefitability_header1300x180.jpg\" data-no-retina>\n<!--\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-23-slide-32-layer-6\" \n\t\t\t\t\t\t\t\tdata-type=\"image\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:50px;y:23px;\"\n\t\t\t\t\t\t\t\tdata-text=\"l:22;a:inherit;\"\n\t\t\t\t\t\t\t\tdata-dim=\"w:260px;h:68;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;st:0;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"o:0;tp:600;st:w;sR:4700;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:5;\"\n\t\t\t\t\t\t\t><img decoding=\"async\" src=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" class=\"tp-rs-img rs-lazyload\" width=\"383\" height=\"100\" data-lazyload=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2018\/11\/benefitability_division_logo_white.png\" data-no-retina> \n\t\t\t\t\t\t\t<\/rs-layer><!--\n\n\t\t\t\t\t\t\t--><h1\n\t\t\t\t\t\t\t\tid=\"slider-23-slide-32-layer-7\" \n\t\t\t\t\t\t\t\tclass=\"rs-layer\"\n\t\t\t\t\t\t\t\tdata-type=\"text\"\n\t\t\t\t\t\t\t\tdata-color=\"#ffffff\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:50px;y:135px;\"\n\t\t\t\t\t\t\t\tdata-text=\"s:27;l:30;ls:1px;fw:800;a:inherit;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;st:0;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"o:0;tp:600;st:w;sR:4700;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:6;font-family:'Raleway';text-transform:uppercase;\"\n\t\t\t\t\t\t\t>Salary Sacrifice for Employees \n\t\t\t\t\t\t\t<\/h1><!--\n\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-23-slide-32-layer-8\" \n\t\t\t\t\t\t\t\tclass=\"rev-btn\"\n\t\t\t\t\t\t\t\tdata-type=\"button\"\n\t\t\t\t\t\t\t\tdata-color=\"rgba(255,255,255,1)\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:1077px;y:129px;\"\n\t\t\t\t\t\t\t\tdata-text=\"s:14;l:14;fw:500;a:inherit;\"\n\t\t\t\t\t\t\t\tdata-actions='o:click;a:simplelink;target:_self;url:https:\/\/www.bility.com.au\/salarypackaging\/salary-packaging\/salary-packaging-for-employers\/;'\n\t\t\t\t\t\t\t\tdata-rsp_bd=\"off\"\n\t\t\t\t\t\t\t\tdata-padding=\"t:10;r:30;b:10;l:30;\"\n\t\t\t\t\t\t\t\tdata-border=\"bos:solid;boc:#942c48;bow:1,1,1,1;bor:30px,30px,30px,30px;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;st:0;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"o:0;tp:600;st:w;sR:4700;\"\n\t\t\t\t\t\t\t\tdata-frame_hover=\"c:#862843;bgc:#fff;boc:#fff;bor:30px,30px,30px,30px;bos:solid;bow:1,1,1,1;oX:50;oY:50;sp:0;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:7;background-color:#862843;font-family:'Roboto';cursor:pointer;outline:none;box-shadow:none;box-sizing:border-box;-moz-box-sizing:border-box;-webkit-box-sizing:border-box;\"\n\t\t\t\t\t\t\t>Employers Click Here \n\t\t\t\t\t\t\t<\/rs-layer><!--\n-->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script>\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_23_1',rl:[1240,1024,778,480],el:[],gw:[1300],gh:[180],type:'standard',justify:'',layout:'fullwidth',mh:\"0\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider231\"]!==undefined) {window.RS_MODULES.modules[\"revslider231\"].once = false;window.revapi23 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1533180166184{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1533180144477{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_row_inner css=&#8221;.vc_custom_1533180176241{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1533180155403{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;]\n\t\t\t<!-- START Salary Packaging for Employees Mob REVOLUTION SLIDER 6.7.16 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_26_2_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:#eeeeee;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_26_2\" style=\"\" data-version=\"6.7.16\">\n\t\t\t\t\t<rs-slides style=\"overflow: hidden; position: absolute;\">\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-35\" data-title=\"Slide\" data-duration=\"4360\" data-in=\"o:1;\" data-out=\"o:1;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" title=\"Salary Sacrifice for Employees\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2018\/08\/mobile_header_benefit.jpg\" data-no-retina>\n<!--\n\t\t\t\t\t\t\t--><h1\n\t\t\t\t\t\t\t\tid=\"slider-26-slide-35-layer-5\" \n\t\t\t\t\t\t\t\tclass=\"rs-layer\"\n\t\t\t\t\t\t\t\tdata-type=\"text\"\n\t\t\t\t\t\t\t\tdata-color=\"#ffffff\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:30px;y:135px;\"\n\t\t\t\t\t\t\t\tdata-text=\"s:14;l:22;ls:1px;fw:800;a:inherit;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"o:1;tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;sp:480;sR:10;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"tp:600;st:w;sp:270;sR:3870;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:5;font-family:'Raleway';text-transform:uppercase;\"\n\t\t\t\t\t\t\t>Salary Packaging for Employees \n\t\t\t\t\t\t\t<\/h1><!--\n\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-26-slide-35-layer-6\" \n\t\t\t\t\t\t\t\tdata-type=\"image\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:27px;y:35px;\"\n\t\t\t\t\t\t\t\tdata-text=\"l:22;a:inherit;\"\n\t\t\t\t\t\t\t\tdata-dim=\"w:190px;h:50px;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"o:1;tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;sp:10;sR:10;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"tp:600;st:w;sp:310;sR:4340;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:6;\"\n\t\t\t\t\t\t\t><img decoding=\"async\" src=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" class=\"tp-rs-img rs-lazyload\" width=\"383\" height=\"100\" data-lazyload=\"\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2018\/11\/benefitability_division_logo_white.png\" data-no-retina> \n\t\t\t\t\t\t\t<\/rs-layer><!--\n-->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script>\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_26_2',rl:[1240,1024,778,480],el:[],gw:[500],gh:[180],type:'standard',justify:'',layout:'fullwidth',mh:\"0\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider262\"]!==undefined) {window.RS_MODULES.modules[\"revslider262\"].once = false;window.revapi26 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1542961555807{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1531189508944{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1547731765939{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 18px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">What is Salary Sacrifice?<\/h2>\n<p>[\/vc_column_text]<div class=\"hr-thin style-line\" style=\"width: 50px;border-color: #942c48;border-top-width: 2px;\"><\/div>[vc_column_text css=&#8221;.vc_custom_1543456500227{margin-top: 0px !important;padding-top: 12px !important;padding-right: 15% !important;padding-left: 15% !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">As one of Australia\u2019s most trusted salary sacrifice companies, Benefit@bility can save you thousands each year \u2013 and the process couldn\u2019t be easier!<\/p>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d10687715de\" data-id=\"69d10687715de\" data-height=\"15\" data-height-mobile=\"0\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1542961618712{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1535443617830{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1543456536408{margin-top: 0px !important;padding-top: 15px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\">Salary sacrifice \u2013 or salary packaging \u2013 is an Australian Tax Office (ATO) approved method of increasing your take-home pay, by lowering your taxable income.<\/p>\n<p style=\"text-align: left;\">Salary sacrificing enables you to pay for a range of living expenses with your pre-tax salary. Facilitated by Benefit@bility, it is an arrangement between you and your employer.<\/p>\n<p style=\"text-align: left;\">By\u00a0\u201csacrificing\u201d\u00a0part of your salary to pay for these items, you\u2019re reducing your taxable income, as you only pay tax on the remaining portion of your salary. This means that come payday, you have more money in your pocket.<\/p>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d10687715fe\" data-id=\"69d10687715fe\" data-height=\"20\" data-height-mobile=\"20\" data-height-tab=\"20\" data-height-tab-portrait=\"20\" data-height-mobile-landscape=\"20\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1535443609871{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_single_image image=&#8221;1053&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1543463560328{margin-top: 0px !important;padding-top: 0px !important;padding-right: 13% !important;padding-left: 13% !important;}&#8221;]<div class=\"ult-spacer spacer-69d1068771617\" data-id=\"69d1068771617\" data-height=\"15\" data-height-mobile=\"0\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1532511922549{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; offset=&#8221;vc_hidden-xs&#8221;][vc_column_text css=&#8221;.vc_custom_1542961716476{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 50px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: right;\"><strong>Jane bought<\/strong> a new phone<br \/>\ncosting $99 p\/month<\/h2>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d1068771630\" data-id=\"69d1068771630\" data-height=\"30\" data-height-mobile=\"15\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"15\" style=\"clear:both;display:block;\"><\/div>[vc_table vc_table_theme=&#8221;simple&#8221;][align-right]Purchase%20cost,%241%2C188|[align-right]Total%20running%20cost%20of%20phone,%241%2C188[\/vc_table]<div class=\"ult-spacer spacer-69d1068771648\" data-id=\"69d1068771648\" data-height=\"20\" data-height-mobile=\"20\" data-height-tab=\"20\" data-height-tab-portrait=\"20\" data-height-mobile-landscape=\"20\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1542962024779{margin-top: 0px !important;padding-top: 0px !important;}&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_single_image image=&#8221;323&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1541735694964{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1542962167703{padding-bottom: 30px !important;}&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_column_text css=&#8221;.vc_custom_1542961800052{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 50px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h2><strong>Barry salary packaged<\/strong> his phone<br \/>\ncosting $99 p\/month<\/h2>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d106877166f\" data-id=\"69d106877166f\" data-height=\"30\" data-height-mobile=\"15\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"15\" style=\"clear:both;display:block;\"><\/div>[vc_table vc_table_theme=&#8221;simple&#8221;]%241%2C188,Purchase%20cost|%24108,Less%20GST%20savings|%24351,Less%20PAYG%20tax%20saving%20at%2032.5%25|%24729,Total%20running%20cost%20of%20phone|[b;c#942c48]%24459,[b;c#942c48]Annual%20Savings[\/vc_table][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1532511922549{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1542962064039{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 50px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Jane bought<\/strong> a new phone<br \/>\ncosting $99 p\/month<\/h2>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d1068771687\" data-id=\"69d1068771687\" data-height=\"30\" data-height-mobile=\"15\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"15\" style=\"clear:both;display:block;\"><\/div>[vc_table vc_table_theme=&#8221;simple&#8221;][align-right]Purchase%20cost,%241%2C188|[align-right]Total%20running%20cost%20of%20phone,%241%2C188[\/vc_table]<div class=\"ult-spacer spacer-69d10687716a8\" data-id=\"69d10687716a8\" data-height=\"20\" data-height-mobile=\"20\" data-height-tab=\"20\" data-height-tab-portrait=\"20\" data-height-mobile-landscape=\"20\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1542962042082{margin-top: 0px !important;padding-top: 0px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_single_image image=&#8221;323&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1541735694964{margin-top: 0px !important;padding-top: 0px !important;}&#8221;]<div class=\"ult-spacer spacer-69d10687716bf\" data-id=\"69d10687716bf\" data-height=\"20\" data-height-mobile=\"20\" data-height-tab=\"20\" data-height-tab-portrait=\"20\" data-height-mobile-landscape=\"20\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1542962053308{padding-bottom: 30px !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1542962076831{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 50px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Barry salary packaged<\/strong> his phone<br \/>\ncosting $99 p\/month<\/h2>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d10687716d4\" data-id=\"69d10687716d4\" data-height=\"30\" data-height-mobile=\"15\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"15\" style=\"clear:both;display:block;\"><\/div>[vc_table vc_table_theme=&#8221;simple&#8221;]%241%2C188,Purchase%20cost|%24108,Less%20GST%20savings|%24351,Less%20PAYG%20tax%20saving%20at%2032.5%25|%24729,Total%20running%20cost%20of%20phone|[b;c#942c48]%24459,[b;c#942c48]Annual%20Savings[\/vc_table][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1532511884233{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1532512744856{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1532511848359{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 10px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Barry Saves<\/strong> a Massive $459 per year !<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1532511858596{margin-top: 0px !important;padding-top: 0px !important;padding-right: 10% !important;padding-bottom: 40px !important;padding-left: 10% !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">As a quick example we have compared two employees who have a mobile phone which is used predominantly for business. Both have the same plan, which costs them $99 per month and both earn $70,000 per year, which means they pay 32.5c in each $ they earn over $37,000 in tax.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#eeeeee&#8221; css=&#8221;.vc_custom_1532500880764{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 50px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_table vc_table_theme=&#8221;classic&#8221; el_class=&#8221;tablee&#8221;][bg#eeeeee;c#eeeeee],[bg#942c48;c#ffffff;align-center]Can%20Package|[bg#ffffff]Are%20you%20employed%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20own%20a%20private%20vehicle%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20own%20a%20second%20vehicle%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20have%20a%20mobile%20phone%20that%20is%20used%20for%20predominantly%20for%20business%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20own%20a%20laptop%20computer%20that%20is%20used%20primarily%20for%20business%20purposes%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20have%20professional%20subscriptions%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Are%20you%20required%20to%20wear%20a%20uniform%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20pay%20union%20fees%3F,[align-center;bg#f4e9ec]Yes|[bg#ffffff]Do%20you%20pay%20for%20an%20airport%20lounge%20membership%3F,[align-center;bg#f4e9ec]Yes[\/vc_table][\/vc_column][vc_column width=&#8221;1\/3&#8243;]<div id=\"ultimate-heading-30769d106877173d\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-30769d106877173d uvc-2702  uvc-heading-default-font-sizes\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-30769d106877173d h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;\">Why Salary Sacrifice?<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-top:15px;margin-bottom:20px;height:2px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:2px;border-color:#942c48;width:50px;\"><\/span><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1543456587800{padding-bottom: 10px !important;}&#8221;]<\/p>\n<p style=\"text-align: left;\">In a nutshell, salary sacrificing means you pay less tax \u2013 and take home more pay!<\/p>\n<p style=\"text-align: left;\">There are numerous benefit items you can salary sacrifice with Benefit@bility, such as your vehicles, mortgage repayments, mobile devices and entertainment, to name a few.<\/p>\n<p style=\"text-align: left;\">On every payday:<\/p>\n<p>[\/vc_column_text]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   vc_custom_1535444566678  vc_custom_1535444566678\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3340\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3340 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>Your living expenses are budgeted for<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6753\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6753 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>You\u2019ve paid less tax<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6600\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6600 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>You have more money in the bank<\/strong><\/span><\/div><\/li><\/ul><\/div>[vc_column_text css=&#8221;.vc_custom_1535444591632{margin-top: 0px !important;padding-top: 0px !important;padding-bottom: 10px !important;}&#8221;]Salary sacrifice is available to anyone who is employed, providing they have approval from their employer.<\/p>\n<p>Take home your pay the smart way! Start salary sacrificing today![\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#942c48&#8243; css=&#8221;.vc_custom_1541736790451{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 50px !important;padding-bottom: 60px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1532513409626{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1532513398300{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>How much can I save?<\/strong><\/span><\/h2>\n<p>[\/vc_column_text]<div class=\"hr-thin style-line\" style=\"width: 50px;border-color: #ffffff;border-top-width: 2px;\"><\/div>[vc_btn title=&#8221;CALCULATE MY SAVINGS&#8221; style=&#8221;outline&#8221; shape=&#8221;round&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1543913608459{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221; link=&#8221;url:%2Fsalary-packaging%2Fsalary-packaging-calculator%2F|||&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1532514768512{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 60px !important;padding-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1532512744856{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;]<div class=\"templatera_shortcode\"><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1692844745441\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1692844790679\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\">Salary Packaging Items &amp; Brochures by Employer Type<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"hr-thin style-line\" style=\"width: 50px;border-color: #942c48;border-top-width: 2px;\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1692844799944\"><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/fullfbt\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/fbtf-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"fbtf - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/fbtf-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">For Profit<br \/>\nOrganisation<\/h3>\n<h3 style=\"text-align: center;\">(Full FBT)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/fullfbt\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/flyi-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"flyi - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/flyi-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">For Profit FIFO<br \/>\nOrganisation<\/h3>\n<h3 style=\"text-align: center;\">(Full FBT FIFO)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/rebatable\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/reba-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"reba - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/reba-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">Not For Profit<br \/>\nOrganisation<\/h3>\n<h3 style=\"text-align: center;\">(Rebatable)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/pbi\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/Char-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"Char - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/char-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">Charitable<br \/>\nInstitution<\/h3>\n<h3 style=\"text-align: center;\">(PBI)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/fullfbt\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/repu-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"repu - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/repu-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">Non-Health<br \/>\nSector<\/h3>\n<h3 style=\"text-align: center;\">(Government)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/www.bility.com.au\/salarypackaging\/pbi\/\" target=\"_self\"  class=\"vc_single_image-wrapper   vc_box_border_grey rollover\"   ><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2023\/08\/hosp-Red.svg\" class=\"vc_single_image-img attachment-thumbnail\" alt=\"\" title=\"hosp - Red\"  data-dt-location=\"https:\/\/www.bility.com.au\/salarypackaging\/hosp-red\/\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">Public Health<br \/>\nSector<\/h3>\n<h3 style=\"text-align: center;\">(Hospital)<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1532514768512{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 60px !important;padding-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1532512744856{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1692844571564{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 10px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Popular Salary Packaging items<\/h2>\n<p>[\/vc_column_text]<div class=\"hr-thin style-line\" style=\"width: 50px;border-color: #942c48;border-top-width: 3px;\"><\/div>[vc_column_text css=&#8221;.vc_custom_1532514828715{margin-top: 0px !important;padding-top: 10px !important;padding-right: 10% !important;padding-bottom: 0px !important;padding-left: 10% !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">We have listed some of the popular benefit items that can be packaged. Depending on your situation, you may be able to package more<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1532514778208{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 60px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_tta_accordion c_position=&#8221;right&#8221; active_section=&#8221;1&#8243; no_fill=&#8221;true&#8221;][vc_tta_section title=&#8221;Airport Lounge&#8221; tab_id=&#8221;1532521068382-9cd14f5f-d5fd&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-5089\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-airplane\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-5089 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">The annual membership to an airport lounge like Qantas or Virgin can be packaged. As an example,<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Car&#8221; tab_id=&#8221;1532521068457-3cf01575-c35a&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6897\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"payicons2-car-2\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6897 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">You can salary package your vehicle and that of your spouse by using a novated lease. The car does not need to be used for business at all. Novate@bility can assist you with packaging your car.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Car Parking&#8221; tab_id=&#8221;1532521068548-4cc9fd7d-19a9&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9951\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-parkingbooth\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9951 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Car parking provided by Government bodies, educational institutions and registered charities are exempt from FBT.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Capped benefits Rental \/ mortgage interest \/ credit card&#8221; tab_id=&#8221;1532521068614-bd8e7a9f-8e33&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6305\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-creditcard\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6305 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">If your employer is allowed to use a threshold, then you can package your rental up the threshold, which is equivalent to $15,900 or $9,010 per year.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Child Care (in-house)&#8221; tab_id=&#8221;1532521068679-c69dde59-888f&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9116\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-letterblocks\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9116 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Where child care is provided to employees by the employer, which is located on the employer\u2019s premises, the benefits provided are exempt.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Income Protection&#8221; tab_id=&#8221;1532521068743-55331a44-ff5c&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9537\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-personlock\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9537 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">The cost of insurance to cover you in the event of you no longer being able to work can be salary packaged.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Living Away from Home Allowance&#8221; tab_id=&#8221;1532521068809-adbee0d9-9c35&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8116\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-home5\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8116 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Employees can package the costs of living away from home for a period of up to 12 months for work purposes. This generally includes all associated costs and an allowance for meals.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_tta_accordion c_position=&#8221;right&#8221; active_section=&#8221;9&#8243; no_fill=&#8221;true&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section title=&#8221;Meal Entertainment \/ Venue hire&#8221; tab_id=&#8221;1532514175781-f9e586d7-7372&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8087\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-fooddomeserving\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8087 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">If your employer is allowed to use a threshold, then you can package up to $2,650 of meal entertainment or venue hire expenses per year.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Mobile Phone \/ PDA&#8221; tab_id=&#8221;1532514175805-f5886a21-162c&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9108\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-mobilephone\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9108 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">The cost of one PDA \/ mobile phone can be packaged per year, along with the costs of the calls. There is a requirement that it must be used predominately for work purposes.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Professional Memberships&#8221; tab_id=&#8221;1532520222567-db547bf9-2db5&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6778\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-idcard\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6778 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Professional memberships which are held predominantly for work purposes are exempt for FBT.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Relocation Costs&#8221; tab_id=&#8221;1532520225211-26d0a1fd-9edf&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-7406\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-truck2\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-7406 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">The costs incurred in relocating for work purposes can be salary packaged. These costs include the cost of selling your home and the costs of buying your new home, including stamp duty and agents commission.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Remote Area benefits&#8221; tab_id=&#8221;1532520568889-043595a3-60cd&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9774\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-networkuser\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9774 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">In circumstances where you live and work in a remote area, you can salary package 50% of your rental costs and 100% of your mortgage interest, with the other 50% being subject to FBT<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Superannuation&#8221; tab_id=&#8221;1532520696022-961eacd6-7e7a&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3372\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-piggy\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3372 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Additional superannuation contributions can be salary packaged.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;Uniforms&#8221; tab_id=&#8221;1532520818932-dbf4c77e-92db&#8221;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9152\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:15px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:36px;display:inline-block;\">\n\t<i class=\"salary-businessmale\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9152 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\">Work related clothing can be salary packaged.<\/span><\/div><\/li><\/ul><\/div>[\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#eeeeee&#8221;][vc_column]<div id=\"ultimate-heading-675169d106877773e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-675169d106877773e uvc-2803  uvc-heading-default-font-sizes\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-675169d106877773e h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"--font-weight:theme;\">Why Salary Sacrifice with Benefit@bility?<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-top:15px;margin-bottom:20px;height:2px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:2px;border-color:#008d95;width:50px;\"><\/span><\/div><\/div>[vc_row_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text]With our expansive industry knowledge and innovative technology, we have developed Australia\u2019s fastest, easiest salary sacrifice system.<\/p>\n<p>Renowned for our integrity, outstanding customer service and pricing transparency, we have forged a reputation as one of Australia\u2019s most trusted salary sacrifice providers. The growth of our business through word-of-mouth recommendations is testimony to the exceptional level of service we deliver.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   vc_custom_1535447172592  vc_custom_1535447172592\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3382\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-chevron-circle-right\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3382 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>Australia\u2019s fastest, easiest salary sacrifice system<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9437\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-chevron-circle-right\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9437 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>Pricing transparency<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6584\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-chevron-circle-right\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6584 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>Our only fee is a small % of what you save \u2013 if you don\u2019t save, we don\u2019t charge!<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9252\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-chevron-circle-right\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9252 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>We do the hard work for you<\/strong><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9267\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:8px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#942c48;font-size:18px;display:inline-block;\">\n\t<i class=\"Defaults-chevron-circle-right\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9267 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><strong>You can start the process right NOW!<\/strong><\/span><\/div><\/li><\/ul><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#eeeeee&#8221; css=&#8221;.vc_custom_1543465380518{margin-bottom: 0px !important;padding-bottom: 40px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1543465398792{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1547733226212{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-color: #eeeeee !important;}&#8221;]Operating Australia-wide (from WA, to NSW, to QLD and beyond), Benefit@bility\u2019s salary sacrificing services are available to absolutely anyone who is employed, providing they have approval from their employer.<\/p>\n<p>Salary sacrifice is a complex business and \u2013 with the huge array of benefit items, corresponding legalities and tax requirements \u2013 can be difficult to navigate. Benefit@bility will do all the hard work for you, saving you time and hassle.<\/p>\n<p>We are here to simplify the process for you and will work with your employer on your behalf \u2013 so that come payday, everything works seamlessly.<br \/>\nSo put us to the test! Whether you\u2019re looking to salary sacrifice in Perth, Brisbane or anywhere in between, start the ball rolling now by submitting your salary packaging application form.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1543465194246{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1543465269735{margin-top: 0px !important;padding-top: 0px !important;}&#8221;]<div class=\"templatera_shortcode\"><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1541741071893\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1535514422120\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: center;\"><strong><span style=\"color: #ffffff;\">Start Saving Now<\/span><\/strong><\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"hr-thin style-line\" style=\"width: 50px;border-color: #ffffff;border-top-width: 3px;\"><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><!-- Row Backgrounds --><div class=\"upb_color\" data-bg-override=\"0\" data-bg-color=\"#942c48\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"7.8\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1541741028030 vc_column-gap-30 vc_row-o-equal-height vc_row-o-content-top vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill\"><div class=\"vc_column-inner vc_custom_1532997531792\"><div class=\"wpb_wrapper\"><div class=\"aio-icon-component  vc_custom_1541741274407   style_1\"><div id=\"Info-box-wrap-7670\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#942c48;background:#ffffff;font-size:50px;display:inline-block;\">\n\t<i class=\"save-businessmoney\"><\/i>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1543464430054\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\"><strong><span style=\"color: #ffffff; letter-spacing: 2px;\">STEP 1<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Complete the Salary Packaging Calculator to work out how much you can save<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-center\" ><a onmouseleave=\"this.style.borderColor='#ffffff'; this.style.backgroundColor='transparent'; this.style.color='#ffffff'\" onmouseenter=\"this.style.borderColor='#ffffff'; this.style.backgroundColor='#ffffff'; this.style.color='#942c48';\" style=\"border-color:#ffffff; color:#ffffff;\" class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-round vc_btn3-style-outline-custom anchor-link\" href=\"https:\/\/www.bility.com.au\/salarypackaging\/salary-packaging\/salary-packaging-calculator\/\" title=\"\">CALCULATE MY SAVINGS<\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1532997539218\"><div class=\"wpb_wrapper\"><div class=\"aio-icon-component  vc_custom_1541741289134   style_1\"><div id=\"Info-box-wrap-2090\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#942c48;background:#ffffff;font-size:50px;display:inline-block;\">\n\t<i class=\"stepsp-filechecklist\"><\/i>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1547780825148\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\"><strong><span style=\"color: #ffffff; letter-spacing: 2px;\">STEP 2<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Submit the calculation to us by completing the form <a style=\"color: #ffffff;\" href=\"https:\/\/www.bility.com.au\/salarypackaging\/salary-packaging\/salary-packaging-calculator\/\">on this page<\/a> and selecting \u2018Submit'<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1532997546269\"><div class=\"wpb_wrapper\"><div class=\"aio-icon-component  vc_custom_1541741301846   style_1\"><div id=\"Info-box-wrap-7745\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#942c48;background:#ffffff;font-size:50px;display:inline-block;\">\n\t<i class=\"stepsp-headphone\"><\/i>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1537949734543\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\"><strong><span style=\"color: #ffffff; letter-spacing: 2px;\">STEP 3<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">We will contact you to ensure we can assist you and answer any questions you have<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1532997553444\"><div class=\"wpb_wrapper\"><div class=\"aio-icon-component  vc_custom_1541741312759   style_1\"><div id=\"Info-box-wrap-5692\" class=\"aio-icon-box top-icon\" style=\"\"  ><div class=\"aio-icon-top\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#942c48;background:#ffffff;font-size:50px;display:inline-block;\">\n\t<i class=\"save-coinreceive\"><\/i>\n<\/div><\/div><\/div><\/div><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1537949751597\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\"><strong><span style=\"color: #ffffff; letter-spacing: 2px;\">STEP 4<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">We will set up your salary packaging so that you can start saving<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><!-- Row Backgrounds --><div class=\"upb_color\" data-bg-override=\"0\" data-bg-color=\"#942c48\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"7.8\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;30&#8243; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#7e253d&#8221; css=&#8221;.vc_custom_1550647108128{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 45px !important;padding-bottom: 30px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1550197527284{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 15px !important;padding-left: 0px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1550211535096{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1550211465311{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;][vc_btn title=&#8221;CALL US NOW&#8221; style=&#8221;outline&#8221; shape=&#8221;round&#8221; color=&#8221;white&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1550197212080{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221; link=&#8221;url:tel%3A1300%20198%20697|||&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1550211473827{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;][vc_btn title=&#8221;SUBMIT AN ENQUIRY&#8221; style=&#8221;outline&#8221; shape=&#8221;round&#8221; color=&#8221;white&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1692833270847{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221; link=&#8221;url:http%3A%2F%2Fwww.bility.com.au%2Fstart&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1550211483131{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 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