{"id":1564,"date":"2023-01-21T11:13:34","date_gmt":"2023-01-21T03:13:34","guid":{"rendered":"https:\/\/www.bility.com.au\/?p=1564"},"modified":"2023-02-20T11:31:07","modified_gmt":"2023-02-20T03:31:07","slug":"are-you-still-using-salary-packaging-cards","status":"publish","type":"post","link":"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/","title":{"rendered":"Are you still using Salary Packaging cards?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]It seems we are coming full circle. Fifteen years ago the move was to use salary packaging cards to manage the CAP for hospitals, charities and PBI\u2019s and fifteen years ago it made perfect sense, because of the number of mail in claims that were lost.[\/vc_column_text]<div class=\"ult-spacer spacer-69d11b8aa7e4a\" data-id=\"69d11b8aa7e4a\" data-height=\"15\" data-height-mobile=\"10\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div>[vc_column_text]Nowadays, it seems to be almost a hassle to use the cards;<\/p>\n<ul>\n<li>Employees need to identify themselves with a bank to access the cards;<\/li>\n<li>Cards are mailed out and have a separate pin number;<\/li>\n<li>You need to login into another APP to check you balance;<\/li>\n<li>If you do not spend all the allowance in the year, your next years allowance is reduced or surplus funds are sent back to payroll to process;<\/li>\n<li>If you change providers, you need to go through the Know Your Customer process again;<\/li>\n<li>For the pleasure of all that, you are charged between $30 and $60 per card per year, in addition to your salary packaging fees.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d11b8aa7e62\" data-id=\"69d11b8aa7e62\" data-height=\"15\" data-height-mobile=\"10\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div>[vc_column_text]Seems to be in the too hard basket\u2026..<\/p>\n<p>Historically, salary packaging companies used cards to reduce the compliance work they had to do and effectively farmed it out to the card companies. Greta outcome for salary packaging providers.[\/vc_column_text]<div class=\"ult-spacer spacer-69d11b8aa7e6e\" data-id=\"69d11b8aa7e6e\" data-height=\"15\" data-height-mobile=\"10\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div>[vc_column_text]In reality, technology has moved so fast, that managing compliance has been made easier. You can pay your CAP benefits into your own;<\/p>\n<ol>\n<li>Credit Card;<\/li>\n<li>Mortgage;<\/li>\n<li>Rental;<\/li>\n<li>Loan.<\/li>\n<\/ol>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d11b8aa7e79\" data-id=\"69d11b8aa7e79\" data-height=\"15\" data-height-mobile=\"10\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div>[vc_column_text]If you consider that you don\u2019t need to use a third party card to access you CAP, the entire equation becomes so much simpler. By making your packaging company manage the compliance again, you cut out the need for a third party.<\/p>\n<ol>\n<li>No more additional APPS to manage;<\/li>\n<li>No more Know Your Customer requirement to identify yourself; and<\/li>\n<li>You reduce your fees.<\/li>\n<\/ol>\n<p>[\/vc_column_text]<div class=\"ult-spacer spacer-69d11b8aa7e83\" data-id=\"69d11b8aa7e83\" data-height=\"15\" data-height-mobile=\"10\" data-height-tab=\"15\" data-height-tab-portrait=\"15\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div>[vc_column_text]At Pay@bility we have engineered our systems to manage the CAP without the use of cards and use the facilities you already use, making it easier to manage your tax free concessions.<\/p>\n<p>If you would like more information on how you can access our services, simply complete the link below and we will be in touch.<\/p>\n<p><a href=\"\/contact-us\">https:\/\/www.bility.com.au\/salarypackaging\/contact-us\/<\/a>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]It seems we are coming full circle. Fifteen years ago the move was to use salary packaging cards to manage the CAP for hospitals, charities and PBI\u2019s and fifteen years ago it made perfect sense, because of the number of mail in claims that were lost.[\/vc_column_text][vc_column_text]Nowadays, it seems to be almost a hassle to use&hellip;<\/p>\n","protected":false},"author":4,"featured_media":1568,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are you still using Salary Packaging cards? - Pay@bility<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are you still using Salary Packaging cards? - Pay@bility\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text]It seems we are coming full circle. Fifteen years ago the move was to use salary packaging cards to manage the CAP for hospitals, charities and PBI\u2019s and fifteen years ago it made perfect sense, because of the number of mail in claims that were lost.[\/vc_column_text][vc_column_text]Nowadays, it seems to be almost a hassle to use&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"Pay@bility\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PayabilityAU\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-21T03:13:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-20T03:31:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2021\/01\/salary-packaging-cards.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"935\" \/>\n\t<meta property=\"og:image:height\" content=\"468\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lance Compton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lance Compton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\"},\"author\":{\"name\":\"Lance Compton\",\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/#\/schema\/person\/7f58de993a4b918485bf61a68a95f08b\"},\"headline\":\"Are you still using Salary Packaging cards?\",\"datePublished\":\"2023-01-21T03:13:34+00:00\",\"dateModified\":\"2023-02-20T03:31:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\"},\"wordCount\":485,\"publisher\":{\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.bility.com.au\/salarypackaging\/wp-content\/uploads\/2021\/01\/salary-packaging-cards.jpg\",\"articleSection\":[\"Pay@bility\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\",\"url\":\"https:\/\/www.bility.com.au\/salarypackaging\/blog\/are-you-still-using-salary-packaging-cards\/\",\"name\":\"Are you still using Salary Packaging cards? 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