Paul has over 25 years’ experience in finance and financial markets across Australia, Asia-Pacific (APAC), South Africa and the UK, with over 18 years’ experience in equities research.

SInce 2017, Paul has led a top performing equities research team, working as part of an integrated equities and investment banking franchise, with the research team achieving multiple Top 3–4 rankings in national analyst surveys. Paul has demonstrated a proven ability to build strong team culture, attract and retain key talent, and promote development & diversity. He is experienced in working across, and driving collaboration within, regional and global footprints.

Paul is also a highly experienced and competent equity research analyst with deep, longstanding institutional investor client relationships. He has analysed numerous financial and industrial companies across a diverse industry set and has analysed listed companies in novated leasing, salary packaging and fleet for over a decade.

Paul has held roles with Royal Bank of Scotland (Australia and UK), Nedgroup and KPMG. He is a Chartered Accountant (CA, SA) and Chartered Financial Analyst (CFA).

A South African Chartered Accountant with extensive experience in all facets of the financial and management aspects of major multi-national organisations in the FMCG, athletic footwear & apparel, information technology and education environments.

On completion of her training with the then Coopers & Lybrand in Johannesburg, South Africa, Linda’s career spanned various financial leadership roles with Unisys South Africa, the Kellogg Company of South Africa, Nike South Africa, and most recently pro bono positions on the British Section School Council, the British Section PTA, and the Parents’ Support Council of the Taipei European School in Taipei, Taiwan.

Linda has a comprehensive understanding of business processes, and extensive involvement in the design and implementation of enterprise resource planning and supply chain management applications, including the Oracle and SAP platforms. She has extensive experience with international reporting disciplines, financial planning, treasury, risk management, and taxation.

A graduate of the Kellogg’s Management Development Programme presented by the Ashridge Business School in Hertfordshire, UK, she developed a passion for cultivating the financial understanding of non-financial people within the organization. She has hands on experience in developing product- and customer profitability tools, and harnessing the outcomes thereof across multifunctional manufacturing, marketing and sales teams. She has a sound understanding of the varying facets of corporate affairs, industrial relations, human resource management and remuneration policies and practices, in both a leadership and supporting role.

Having lived in Kiev, Ukraine, Taipei, Taiwan, and now resident in Miami, Florida, USA, Linda enjoys food, the arts, and travel. She loves fostering her friendships from around the globe, enjoys snow skiing, and is a firm proponent of the works of Joseph Pilates.

Nirav is a software systems architect with over 23 years of experience in the information technology vertical. He has been a software consultant to several large companies in the US, Canada and India.

In 2002, he became the lead developer in the Technology Research department of a banking software company, where he pioneered the implementation of Public Key Infrastructure for ATM transactions nationwide. He also developed other technologies for the firm, such as fingerprint scanning and photo scanning.

In 2003, he spearheaded the implementation of the JD Edwards ERP for India’s largest jewellery manufacturing company, leading a team of 17 people for 3 years.

In 2007, he was invited to be the Vice President by one of the largest diamond firms in India, to head their IT initiative and develop their systems from the purchase of raw materials to the sales of the final product.

Since then, he has been invited to become part of the prestigious MVP programme by Embarcadero. He is also the only person in the Asia-Pacific region to have cleared the Delphi Master Developer exam, and he consults for large software houses in the US and India. He is passionate about technology research, teaching and philanthropy.

Philip brings over 35 years’ experience in account management in his role with Pay@bility. Having worked in a significantly diverse range of market sectors his approach is in a focused whole solution engagement with our clients, employer and employee. Originally a teacher Philip is dedicated to offering a customer-centric relationship where clarity and understanding are essential elements.

In his various prior roles, Philip has taken on national training roles ancillary to his account management position, driven the launch of innovative MAP products into the Australian market, been responsible for receiving the single largest product order for his company in extruded plastics, and has overseen compliance management with multi million dollar companies, all under the umbrella of account management.

In the last 12 years Philip has been directly involved in salary packaging, asset finance, and novated leasing in commercial, non for profit, and public benevolent industries, excelling at educating and engaging in client level communication and understanding.

In his spare time Philip is a keen sailor, a whiskey aficionado, and a regular blood and plasma donor. Philip brings dedicated commitment