Pay@bility provides benefit administration services and was founded to deliver Australia’s first Employee Self-Service model for salary packaging.

With our expansive industry knowledge and innovative technology developed over the past 15 years, Pay@bility has developed a revolutionary benefit administration solution. Our system enables employers and benefit administrators to design their packaging programmes then monitor usage on demand. Central to our process as a benefit administration company is the notion that employees should be empowered to utilise benefit items that can assist them, and then manage more of the process themselves.

Featuring a unique deployment process, the system allows employees to calculate the saving benefits of salary packaging and use a self-service model to implement a customised packaging plan.

Another unique point of different in our service provision is that we only charge a small percentage of what we save the employee. If we do not save them any money, then we do not charge for our services.

Our Managing Director, Lance Compton, has spent much of his working career in employee benefits administration services and he is passionate about assisting employees to make the most out of the savings that are available to them.

We have a friendly team of specialists who are there to assist employers and employees alike in custom designing a benefit programme which is best suited to their specific needs.

With our unique benefit admin solution, pricing transparency and unmatched commitment to customer service, we are forging a reputation as one of Australia’s most trusted employee benefits administration companies.

Why Use Pay@bility?

  • Real-time transactions
  • Customised, self-service salary packaging programmes
  • Reliable technology, meticulously tested and maintained
  • Pricing transparency
  • Our only fee is a small % of what you save

Lance Compton
Managing Director

Having run benefit administration (which included licenced superannuation and portfolio management) in South Africa for 15 years Lance spent 5 years building Selectus in Victoria and then a further 6 years developing Paywise (formerly Paradigm).

Lance recognised that, with an average of just 15 % to 20% of Australian employees salary packaging, the take-up rate was significantly higher in South Africa – and this was largely due to the popular ‘self-service’ delivery model he had developed in Johannesburg. Lance has spent 15 years cultivating this market-leading technology in Australia – and the result is Pay@bility.

“I have always held a belief that all employees should be able to benefit from salary packaging – no matter what their salary or employment terms. The system we have developed enables any employee to customise their own packaging plan at the click of a button. My passion here, is to assist as many people as possible in taking advantage of the savings available.”

Widely acknowledged as an industry authority, Lance has worked with State Governments and some of Australia’s most recognised brands, including Centrelink, ABS, Catholic Education, Austal and Conoco Phillips, as well as a host of charities and private businesses.


Imraz Iqbal

Non Executive Director

Imraz counts over 16 years of experience and is highly skilled in Corporate Finance, Investment Analysis, Consolidation, Restructuring, Islamic Banking, and External Audit. Currently Imraz is the Deputy General Manager of LOLC Holdings PLC and heads the group’s international mergers and acquisitions. Imraz specializes in strategizing internationally tax efficient structures for the group’s acquisition and enhancing the value of acquisitions via capital market instruments. His work experience covers acquisitions and divestments in different geographies across Asia and Africa.

Prior to his current role, he was the Head of Finance of LOLC Finance PLC, a subsidiary of LOLC Group and the largest non-banking financial institutions in Sri Lanka. Imraz started his career at KPMG Colombo where he was an Audit Manager.

He is known for his innovative thinking and resolving business issues to create value to all stakeholders. Among various transactions structured by Imraz, a key highlight would be the structuring of the merger between 2 large financial institutions in Sri Lanka with a transaction value exceeding USD 1 billion.


Norm Roberts

Non Executive Director

Over 30 years of leadership and management experience in executive, non-executive director, and C-Suite roles with Australian and international experience in corporate, private and NFP. Experience in alternative and property investment, finance, venture capital, capital raising, banking, medical device development and commercialisation, mining, nano and molecular technology, crypto and blockchain, manufacturing, distilling, FinTech, ITC and HNWI’s / Family Offices. Norm has worked and consulted in Australia, the U.S., Canada, South East Asia, South Africa, and Ghana.

Objective advice with 20+ years on private and public boards. Management Consulting experience across a myriad of companies in dozens of industries. He brings advice and hard-edged business skills to the board table. With a broad and deep reservoir of business knowledge, Norm has strategic focus, contributing on innovation and critical thinking across a broad range of issues – not afraid to challenge the status quo for business improvement and performance

Norm’s qualifications include an International MBA; Masters of Management Research; Graduate Diploma Business Administration; Diploma in Company Directorship; Diploma of Financial Planning [including Securities, Managed Funds and SMSF]; and a Diploma of Finance (Finance/Mortgage Broking Management). Professional associations include being a Fellow of the Australian Institute of Company Directors; a Fellow of the Financial Services Institute of Australasia; a Fellow of the Mortgage & Finance Association of Australia (MFAA); a Fellow of the Institute of Management Consultants; and an Associate Fellow of the Australian Institute of Management.

When not working Norm enjoys time with his wife and son, light and heavy game fishing, scuba diving, dining out, and collecting Australian wines.


Paul Buys

Non Executive Director
Chartered Accountant (CA, SA), Chartered Financial Analyst (CFA)

Paul has over 25 years’ experience in finance and financial markets across Australia, Asia-Pacific (APAC), South Africa and the UK, with over 18 years’ experience in equities research.

SInce 2017, Paul has led a top performing equities research team, working as part of an integrated equities and investment banking franchise, with the research team achieving multiple Top 3–4 rankings in national analyst surveys. Paul has demonstrated a proven ability to build strong team culture, attract and retain key talent, and promote development & diversity. He is experienced in working across, and driving collaboration within, regional and global footprints.

Paul is also a highly experienced and competent equity research analyst with deep, longstanding institutional investor client relationships. He has analysed numerous financial and industrial companies across a diverse industry set and has analysed listed companies in novated leasing, salary packaging and fleet for over a decade.

Paul has held roles with Royal Bank of Scotland (Australia and UK), Nedgroup and KPMG. He is a Chartered Accountant (CA, SA) and Chartered Financial Analyst (CFA).


Linda Kuys

Non-Executive Director – Finance
Chartered Accountant (CA, SA)

A South African Chartered Accountant with extensive experience in all facets of the financial and management aspects of major multi-national organisations in the FMCG, athletic footwear & apparel, information technology and education environments.

On completion of her training with the then Coopers & Lybrand in Johannesburg, South Africa, Linda’s career spanned various financial leadership roles with Unisys South Africa, the Kellogg Company of South Africa, Nike South Africa, and most recently pro bono positions on the British Section School Council, the British Section PTA, and the Parents’ Support Council of the Taipei European School in Taipei, Taiwan.

Linda has a comprehensive understanding of business processes, and extensive involvement in the design and implementation of enterprise resource planning and supply chain management applications, including the Oracle and SAP platforms. She has extensive experience with international reporting disciplines, financial planning, treasury, risk management, and taxation.

A graduate of the Kellogg’s Management Development Programme presented by the Ashridge Business School in Hertfordshire, UK, she developed a passion for cultivating the financial understanding of non-financial people within the organization. She has hands on experience in developing product- and customer profitability tools, and harnessing the outcomes thereof across multifunctional manufacturing, marketing and sales teams. She has a sound understanding of the varying facets of corporate affairs, industrial relations, human resource management and remuneration policies and practices, in both a leadership and supporting role.

Having lived in Kiev, Ukraine, Taipei, Taiwan, and now resident in Miami, Florida, USA, Linda enjoys food, the arts, and travel. She loves fostering her friendships from around the globe, enjoys snow skiing, and is a firm proponent of the works of Joseph Pilates.


Gayathiri Ramachandran

Alt. Director

Gayathiri has over a decade of experience in Capital Markets and International M&A, having worked with multinational investment banks as well as one of the largest global hedge fund firm, providing buy side investment advisory services in her position with a global investment research firm.

Having joined LOLC Holdings PLC in 2021, she is actively engaged with strategic initiatives of the LOLC Group, overseeing multitude of projects across financial services, real estate and leisure.

She is known for her strategic thinking and meticulous planning in managing cross functional teams while engaging in international M&As.


Jamie Compton

Alt. Director / Account Manager VIC / TAS
IT dev and Support


  • Paywise – Administration
  • Customer Service
  • Information Technology.
  • Coding for Adobe Forms.

Jamie Compton is a believer in salary packaging & its capacity to improve the lives of Australians.
His background in salary packaging comes from work at Paywise, where he began to develop his understanding of what can be packaged, as well as how it is applied to clients, to give them additional disposable income. This meant being involved in the new members team & customer service team. He was also a part of the record keeping system modernisation towards digital.

Since then Jamie further pursued a career in the technology sector, studying a Bachelor of Information Technology. From this he developed a capacity for a variety of coding languages, database management, networking and cloud computing.

He enjoys going into detail, learning & improving processes where possible.


Nirav Kaku

Chief Technology Officer
B.Comm, M.Comm.

Nirav is a software systems architect with over 23 years of experience in the information technology vertical. He has been a software consultant to several large companies in the US, Canada and India.

In 2002, he became the lead developer in the Technology Research department of a banking software company, where he pioneered the implementation of Public Key Infrastructure for ATM transactions nationwide. He also developed other technologies for the firm, such as fingerprint scanning and photo scanning.

In 2003, he spearheaded the implementation of the JD Edwards ERP for India’s largest jewellery manufacturing company, leading a team of 17 people for 3 years.

In 2007, he was invited to be the Vice President by one of the largest diamond firms in India, to head their IT initiative and develop their systems from the purchase of raw materials to the sales of the final product.

Since then, he has been invited to become part of the prestigious MVP programme by Embarcadero. He is also the only person in the Asia-Pacific region to have cleared the Delphi Master Developer exam, and he consults for large software houses in the US and India. He is passionate about technology research, teaching and philanthropy.


Phil Browne

National Account Manager

Philip brings over 35 years’ experience in account management in his role with Pay@bility. Having worked in a significantly diverse range of market sectors his approach is in a focused whole solution engagement with our clients, employer and employee. Originally a teacher Philip is dedicated to offering a customer-centric relationship where clarity and understanding are essential elements.

In his various prior roles, Philip has taken on national training roles ancillary to his account management position, driven the launch of innovative MAP products into the Australian market, been responsible for receiving the single largest product order for his company in extruded plastics, and has overseen compliance management with multi million dollar companies, all under the umbrella of account management.

In the last 12 years Philip has been directly involved in salary packaging, asset finance, and novated leasing in commercial, non for profit, and public benevolent industries, excelling at educating and engaging in client level communication and understanding.

In his spare time Philip is a keen sailor, a whiskey aficionado, and a regular blood and plasma donor. Philip brings dedicated commitment