The following “Websites” are the property of Pay@bility Pty Ltd (ABN 67 625 177 960) and are operated by Pay@bility Pty Ltd and its related bodies corporate;

and jointly referred to as “we” or “our”

We reserve the right to make any changes to the Websites and that by using the Websites you agree to be bound by the Terms and Conditions of Use (“Terms”). You acknowledge that you will make your own conclusions regarding the accuracy and applicability information contained in the Websites. These Terms incorporate our Privacy Policy, which you can read at and our Customer Service Charter, which you can read at If you do not agree to the Terms, you should not use the Websites.

Use of this Website

The information on the Websites are of a general nature and do not constitute financial advice. We do not make any representations about the accuracy and / or applicability of the contents on the Websites. You should make proper enquiries and draw your own conclusions before acting on any information on the Websites.

Taxation laws change from time to time ad do affect the benefits derived from salary Packaging, which may impact your financial position or any welfare benefits you may receive. We recommend that you receive independent financial advice when undertaking salary packaging.

We are not responsible to you or any third party for exposure of any viruses, malware or damage to your or a third parties’ system because of you using the Websites. We will not be responsible for any damages arising because of you using the Websites.

When using the Websites, you agree to not use them for any purpose that is illegal or prohibited by the Terms.

We may use Cookies to track information about you and your preferences when you use our Websites. We do this to improve our service to, for statistical reporting and for marketing. You can modify your browser to not accept Cookies, which may impact the level of service can provide.

Should you complete or save an uncompleted online form, we may store the information you have completed or saved and use that information to provide services to you. We take precautions to ensure that the information you save or submit is protected and is documented in our Privacy Policy. Information transferred across the internet is not always secure and you save or submit that information at your own risk.

Websites may contain links to third-party websites, which are not to be construed as an endorsement or recommendation. Should a third-party website collect information about you, derived through a link from our Websites, we may also have access to that information.

We may receive commissions and / or rebates and / or fees in providing or arranging services for you. By using these services, you consent to our receipt of commissions and / or rebates and / or fees.

The content and information on the Websites are protected by copyright, trademarks and intellectual property laws. Unless explicitly authorised to do so or permitted in the Copyright Act 1968, you may not reproduce, display or publish in any way, the contents or information on the Websites.

The use of the Websites are governed by the laws of Western Australia and you agree to submit to the jurisdiction of the courts.